Auto Buying Center
If your goal is buying a new car, Alliance is here to make it easy. From our great financing to helping you find the perfect car, we're the first place to start when you need a vehicle. See how we can help.
Vehicle Loans
Find your next car
Protect your vehicle

Auto Loans with rates as low as 1.99% Apply for an Auto Loan and receive rates as low as 1.99% APR* for 60 months!
Finance up to 100% of MSRP for new vehicles and 110% of Retail Kelly Blue Book for used vehicles 2010 and newer.

We offer various loan options with terms ranging from 24 to 84 months and no penalty for paying off your loan early.

Click here to see our current rates and financing terms.

New Auto Loans
Finance up to 120% of MRSP plus tax, license, GAP, warranty, service maintenance contract and theft deterrent device**.

Used Auto Loans
For used vehicles 2007 and newer, you can finance up to 120% of the Retail Kelley Blue Book, plus tax, license, GAP, warranty, service maintenance contract and theft deterrent device. Used vehicles 1999 to 2006, we will finance up to 110% of Retail Kelly Blue Book.

Refinance your auto loan from another lender!
If you have an auto loan on a vehicle 2008 or newer with another lender you may be eligible for a 1%*** interest rate discount on your current rate, as low as 1.99%. That could mean lower monthly payments and more money in your pocket! If you have an existing vehicle loan with Alliance, you can refinance it for $50. Contact a lending representative for more details.

Cash out equity from your car
Ever considered the equity in your car? If you owe less than what your car's worth, then you could be eligible for a cash out equity loan. Contact a lending representative for details.



Learn how to obtain your free credit report

Additional Resources
Calculators : Auto Loan FAQ : Auto Insurance

*APR = Annual Percentage Rate; above rate for well-qualified buyers, actual rate will be determined based on the applicant’s credit worthiness. The APR stated is based on a purchase of a vehicle model year 2010 or newer, loan term of up to 60-months and up to 100% MSRP or Kelley Blue Book value. Payment amount and overall savings vary by borrower and are determined by many factors including but not limited to loan amount, term and interest rate. Maximum discount of .50% including a .25% SmartPoints discount with a floor of 1.99% APR. No additional discounts are available for the rate quoted. Excludes existing Alliance Credit Union auto loans. Ask a representative for complete details.

** Certain restrictions apply contact an Alliance representative for details.

*** Payment amount and overall savings vary by borrower and are determined by many factors including but not limited to loan amount, term and interest rate. Maximum discount of 1% with a floor of 1.99% APR. Excludes existing Alliance Credit Union auto loans. Model years 2008 and newer. Ask a representative for complete details.
Guaranteed Auto Protection (GAP)
If your vehicle is totaled or stolen, your primary insurance will usually pay only the current market value of your vehicle, less your deductible. So if your vehicle is worth less than what you owe, you could end up with a large out-of-pocket expense.

GAP offers an additional measure of security and peace of mind by reducing the out-of-pocket expense that may be incurred if your vehicle is stolen or totaled. Additionally, GAP prevents the deficiency loan balance from being added to a new loan in the event of total loss, and serves to protect your credit rating.

GAP can be purchased at a low, one-time cost. Contact a lending representative for details.

Mechanical Breakdown Protection (MBP)
When you experience a mechanical failure, we've got you covered. Alliance offers a very comprehensive benefits package that is designed to ensure you the maximum amount of convenience and comfort in the event of a mechanical breakdown.

MBP comes with this extensive list of features and benefits:
  • Nationwide protection
  • 24-hour roadside assistance
  • Rental vehicle assistance
  • Tire road hazard protection
  • Trip interruption
  • Transferable coverage/increased resale value
  • And other features and benefits
Contact a lending representative today for more details about MBP.

Auto Insurance
Alliance is pleased to partner with MEMBERS® Auto Insurance program to give you extra savings on your car insurance with some of the nation’s most trusted insurance companies. With the MEMBERS program, you’re eligible for discounts on auto insurance provided by Liberty Mutual Insurance® or Esurance®, plus competitive rates and great service.[1] For more information, call 800.380.9287 or visit our MEMBERS website.

Possible auto insurance discounts and credits include[1]:
  • Credit union member discount
  • Good student discount
  • Anti-lock brakes
  • College education credit
  • Multi-vehicle
  • Low usage
  • Anti-theft device
  • Accident prevention/ mature driver courses
Click here for a free Auto Insurance Quote

[1] The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
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