Alliance Credit Union Free Checking
(free checking that’s actually free)
If your goal is a free checking account that comes with no strings attached, then you’ve come to the right place. Our
Free Checking features no monthly maintenance fees or debit card fees and there are no requirements you have to meet.
Free doesn’t mean you need to give up convenience. Alliance Free Checking features:
Already have an account at Alliance? You can open a checking account through Online Banking or give us a call at 800.232.8669.
| Minimum Opening Deposit |
$25 |
$25 |
$15,000 |
| Minimum Monthly Balance |
None |
None |
$15,000 |
| Monthly Service Charge2 |
$0 |
$0 |
$7 (bal. < $15k) |
| Monthly Debit Card Charge |
$0 |
$0 |
$0 |
In-Network ATMs3
Co-Op Network®, MoneyPass®, Allpoint Network®
|
Free and unlimited |
Free and unlimited |
Free and unlimited |
| Out-of-Network ATMs4 |
1 per month = $0
2 or more per month = $2 each |
1 per month = $0
2 or more per month = $2 each |
1 per month = $0
2 or more per month = $2 each |
| Interest |
None |
None |
See Rates |
| Online Banking |
Free |
Free |
Free |
| Online Bill Payer |
Free |
Free |
Free |
| eStatements |
Free |
Free |
Free |
| Other Features |
Track spending & create budgets with FinanceWorks™ |
New benefits coming soon! |
One complimentary box of safety checks per year |
[1] For members aged 16-25 only; 16-17 requires parent/guardian over age of 18 as a joint account holder
[2] Free Checking and Student Checking are free of charge, meaning there is no monthly service fee. However, the
fees on our most recent Fee Schedule still apply for those services listed. The Dividend Checking monthly service charge
is assessed if the balance falls below $15,000.
[3] All ATMs in the Co-Op Network (including 7-Eleven Stores), MoneyPass Network (including U.S. Bank) and Allpoint Network (including Target, Costco, CVS Pharmacy) are surcharge
free. Charges may apply for out-of-network use. Please refer to our most recent Fee Schedule. Out-of-network ATM
providers may also assess additional service charges.
[4] Fees on our most recent fee schedule apply. Out-of-network ATM providers may also assess additional service charges.