Home Loan Center
It’s probably the biggest purchase any of us will ever make – a home. And while the process of buying or refinancing will never be completely stress free, we’re here to make it as smooth as possible.
First Mortgages Fixed
5|5 Adjustable
Home Equity Line of Credit
Home Equity Loan

First Mortgages Fixed
At Alliance Credit Union, we’re into helping our members reach their goals. And for many people, one goal is owning their own home. That’s why we offer a full array of first mortgages–available with a choice of competitive fixed or adjustable rates to fit your individual goals.

We’ll help turn your dream into a reality.
NMLS Registry Information for Alliance Credit Union Mortgage Loan Originators
Click here for Mortgage Loan Originator Verification.
Meet the new 5|5 Mortgage from Alliance – for those who want both flexibility and stability in one
The average American moves or refinances every five to seven years - our 5|5 Adjustable Rate Mortgage is made for those looking for an affordable home loan that may not need a 30-year commitment. The 5|5 Mortgage is more secure than a typical adjustable rate mortgage and offers lower interest rates than a traditional fixed rate mortgage. You’ll enjoy five years of low, locked-in payments, then an adjustment only every five years after that1. It’s the perfect mix for homeowners who want the best of both worlds.
  • Great rates with zero costs – click here for current rates
  • Up to $625,500 financing for purchases or refinances
  • Maximum term of 30 years
  • Rate subject to change every 5 years
  • Maximum interest rate adjustment of 2 percent every five years or 5 percent over the life of the loan


Not sure what an adjustable mortgage is? Curious about how our 5|5 Mortgage is different? Take a look at the video below to learn more.




[1] The rate on this mortgage can change every five years. Available mortgage rates and terms are subject to change at any time. Click here for current mortgage rates. Maximum loan amount $625,500. Available only in properties located in California or North Carolina. Other restrictions apply.
Home Equity Line of Credit
Treat your home like the asset that it is and get a home equity line of credit.1 It’s a convenient source of cash you can use anytime for anything from vacations, major purchases, and unexpected expenses, to bill consolidation and more. Best of all, the interest on a home equity loan is often tax deductible. (Consult your tax advisor.)
Guaranteed funding within 15 business days or your appraisal is on us1

[1] Customary closing costs are paid by the Credit Union, borrower to pay appraisal fee. Alliance Credit Union will waive the appraisal fee (up to a $450 value) if a qualified home equity loan is not funded with 15 days from the date of a complete application submission. Alliance Credit Union is not responsible for any third party delays.
Home Equity Loan
No Closing Costs
For a limited time, apply for a Home Equity Loan and receive fixed rates as low as 3.99% APR1 with no closing costs!1

You put a lot into your most valuable asset. It’s time to get something out of it. Your home’s equity can help you finance anything from a college education to an upgrade on your house. Use this low cost source of cash for anything!

The interest is typically tax deductible which will save you money in the long run. Get some peace of mind with a fixed rate, fixed term and fixed payments.

So don’t wait. Take advantage of your home’s equity today – click the link below to apply now.

All of our 15-year second mortgage loans have fixed rates and could be tax deductible.2 (Consult your tax advisor.) Guaranteed funding within 15 business days or your appraisal is on us2

[1] APR - Annual Percentage Rate. Speak with an Alliance Credit Union employee for details.
[2] Customary closing costs are paid by the Credit Union, borrower to pay appraisal fee. Alliance Credit Union will waive the appraisal fee (up to a $450 value) if a qualified home equity loan is not funded with 15 days from the date of a complete application submission. Alliance Credit Union is not responsible for any third party delays.

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Union, All Rights Reserved