Business Services
If you’re a business owner looking for lower-cost financial services, free networking and education, we have a lot to offer you.
Business Checking
Business Directory
Small Business Education
Bank@Work/ Employee Services

Business Checking
Not only will we take care of all of your business checking needs, you also receive additional benefits such as access to our Business Directory, discounts on check orders and complimentary seminars presented by SCORE®.

Minimum opening balance$100
Monthly service charge$12 per month1
Check orders$25 off your very first order then $15 off any order thereafter
Complimentary ATM/Debit CardBusiness Classic
Free ATM use2Unlimited in-network access
Online Banking with Bill PayerUnlimited access
StatementsPaper or eStatements

Other Features:
Small business educationComplimentary business seminars at ACU locations provided by SCORE® a $60 value
Business DirectoryComplimentary access to our Business Directory to network with other ACU business members

Types of Business Accounts and Paperwork Requirements
Type of Business Description Documents Needed
Sole Proprietorship a business with one owner
  • current business license
  • fictitious name statement (if any)
General Partnership a business with two or more owners
  • current business license
  • fictitious name statement (if any)
Corporation a legal entity that acts to shield individual(s) from personal liability for the acts and debts of the business. Businesses may also form a corporation because they want to raise capital by selling stock.
  • Articles of Organization
  • fictitious name statement (if any)
  • corporation resolution authorizing establishments of financial institution accounts4
Limited Liability Company (LLC) a legal entity that acts to shield individual(s) from personal liability for the acts and debts of the business.
  • Articles of Incorporation
  • fictitious name statement (if any)
Limited Liability Partnership (LLP) similar to an LLC, but its owners are architects, doctors, lawyers or accountants
  • LLP registration certificate
  • fictitious name statement (if any)
Unincorporated Association usually an informal group that needs a financial institution account for the purposes of collecting funds and paying expenses
  • resolution authorizing establishment of financial institution accounts.4

[1] Please see our Fee Schedule for a comprehensive list of all service fees.
[2] Unlimited in-network ATM use at no charge; out-of-network ATM use: 4 free per month; each additional is $2 (non-network ATM fees may apply; varies by network/financial institution).
[3] Fees for some tools vary and are subject to change. Billing Manager and Remote Deposit are complimentary services with all Business Checking accounts. Merchant Services (credit card processing) includes a monthly service fee plus all applicable transaction fees. Payroll services and legal resources fees vary. Please visit the Small Business FinanceWorks section within online banking for complete details.
[4] In lieu resolution, you may use the resolution form on the application/agreement card

Your savings are federally insured by the National Credit Union Administration to at least $250,000. Learn more.
Business Directory
Alliance Credit Union’s Business Directory is an excellent way to network with other business owners in your community that are also Alliance members.

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We know how important it is to network with other business owners. At Alliance Credit Union we want to make it easier for you to find and meet each other. What better way is there then to bring you together through a business site? Alliance Credit Union’s Business Directory is an excellent way to network with other business owners in your community that are also Alliance members.

Find a neighborhood supplier or a consultant. Hire a company to do your payroll or provide tax advice. You’re all Alliance members so why not help each other?

Business helping business, just like people helping people—the credit union way.

*You will be required to read and accept the terms and conditions before your enrollment is complete.
Small Business Education
Alliance Credit Union has partnered with Silicon Valley SCORE® to offer our members free Business Seminars.

Silicon Valley SCORE® provides:
Free Confidential Counseling by Appointment
Workshops and Seminars: Business Plans, Taxes, Cash Control Insurance, Marketing, Accounting, Business Law Mentoring for an Existing Business
E-mail Counseling
Speaker Bureau
Business Library (at their office)

For more information about Silicon Valley SCORE® please call 408.288.8479 or visit their Web site at
To start with, Bank@Work doesn’t cost you anything. We also make sign up and coordination as simple as it gets. You’ll have your own personal manager at Alliance Credit Union who is available to answer your questions and help however they can. The way we see it, we’re here to make your job easier.

Company Benefits
Your company will benefit from Alliance’s Bank@Work by:
  • Enhancing your employees’ benefit package that’s simple and easy to coordinate
  • Offering something special to your employees at no additional cost to the company
  • Boosting morale and loyalty among employees
  • Building a relationship with a designated Alliance representative who is there to help you
  • Offering on-site workshops that help your employees make smart financial decisions
  • Helping employees become financially fit which reduces stress and increases productivity
Employee Benefits
Then for your employees, Bank@Work offers a whole host of benefits that can save both time and money – plus they’ll receive personalized service that we’ve been told is unmatched.

Each employee who signs up for Bank@Work will enjoy:
  • No membership fee - all the benefits of Alliance Credit Union at no cost
  • No monthly checking fees*
  • Alliance MasterMoney™ Debit Card - accepted at over 15 million locations worldwide.
  • Effortless move to Alliance - we’ll personally help make the switch.
  • Alliance Visa® credit card with credit lines up to $30,000 and no annual fee.
  • Online Banking and Bill Payer
  • Mobile Deposit and Mobile Banking
  • Unlimited access to 6,800 Shared Branch locations nationwide.
  • Free* Real Estate Home Appraisal (up to $450 value) with the submission of a mortgage loan application.

If your company is interested in becoming a CBP of Alliance and benefiting from services such as Bank@Work and on-site membership drives, it must be located in either Santa Clara, San Mateo, Alameda counties in California or Pender, New Brunswick, New Hanover counties in North Carolina.

Contact Information
California - West Coast

North Carolina – East Coast
Rachel Robinson – Business Development Officer
910.793.2222 office

*An initial deposit of $50.00 is required to open an Alliance Bank@Work Checking Account. Monthly service fee of $3.95 can be waived by either a minimum balance of $1,000 daily balance is met or having $500 minimum direct deposit per month, an Alliance Credit Union loan relationship, or for students under 23. Monthly service fee will be charged to your account on the last day of each month. Non-network ATM fees may apply; varies by network/financial institution. Member must meet Alliance Credit Union’s credit criteria for a Visa credit card. Cell phone carrier charges may apply. Value Checking account does not pay dividends. Real Estate Appraisal fee will be waived with a Value Checking account.
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Union, All Rights Reserved
Your savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency